Happy birthday.
Happy Birthday my friend. I hope you have a great one!!! Eat cake!!
Happy birthday Pags! Try and stay warm.
Last edited by Davii; 02-12-2013 at 12:52 AM.
Happy belated birthday dude.
You can "save age" on a life insurance application if you need any.
Pags, it is proper Happy Birthday Thread etiquette to high five the posts of everyone who wished you a happy birthday.
I noticed you have failed to do that. Are you deliberately being a snob or are you just plain rude?
Oh sorry. . .Insurance humor.
Life insurance premiums are based first and foremost on your age at the time of issue. So, when you have a birthday, the cost of life insurance increases due to you being a year older. You can "save age" by essentially back-dating the policy (up to 6 months) to the day before your birthday and paying the premium from that date. .. . Relatively easy to do if it's only a month or so past your birthday, but obviously more expensive the longer amount of time that passes.
As you get older the jump each year is bigger. . . so for someone as old as you, the savings over the life of a policy can be substantial for saving age.
Dang
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